The majority of insured losses from May 2019 tornadoes in Missouri that the state's insurance department reported Thursday are from the May 22, 2019, Eldon-Jefferson City tornado - and the total of insured losses has significantly exceeded original estimates.
The Missouri Department of Commerce and Insurance reported insured losses from the Eldon-Jefferson City tornado and another tornado that hit on the same date near Joplin totaled more than $189.6 million.
Original estimates were projected to reach at least $139 million, according to a department news release.
Department spokesperson Lori Croy said no more of a by-area breakdown could be provided, but she added the majority of the losses would have come from Jefferson City.
The May 22, 2019, EF-3 tornado that touched down near Eldon in Miller County struck a portion of Eldon before continuing into Cole County and through eastern Jefferson City before it crossed the Missouri River and dissipated.
The state's insurance department reported this week the total insured losses from the storms through June 2020 because last month's claim filings are being considered the last scheduled, and the insurance numbers related to the storms are now final - for the most part.
Ninety-eight percent of 3,780 reported residential property claims are closed, but only about 86 percent of 785 commercial property claims and 84.5 percent of 58 business interruption claims are closed.
"A higher percentage of commercial property claims, which are often far more complex than personal claims, remained open," according to the department's news release.
Ninety-nine percent of reported personal auto claims were closed, as well as 86.3 percent of commercial auto claims.
Incurred residential property losses totaled more than $58.8 million, with more than $57 million paid, and 25.6 percent of claims closed without payment - that's 947 claims closed without payment.
Commercial property losses incurred totaled more than $89.2 million, with more than $63.8 million paid, and 22.6 percent of claims closed without payment - 152 claims closed without payment.
Business interruption losses totaled more than $5.2 million, with more than $4.3 million in losses paid, and 18.4 percent of claims closed without payment - nine claims.
Losses incurred on personal auto claims totaled more than $9.2 million, with more than $8.2 million paid, and 12.3 percent of claims having closed without payment - 163 claims out of 1,338 reported.
Commercial auto claim losses incurred totaled more than $18.2 million, with more than $18.1 paid, and 21.6 percent of claims closed without payment - 30 claims out of 161 reported.
Other lines of insurance claims totaled almost $8.8 million of incurred losses, with more than $8.2 million paid, 79.4 percent of claims closed, and 27 percent of claims having been closed without payment - 73 claims out of 340 reported.
In all, May 2019's tornadoes resulted in 6,462 reported insurance claims, of which 95.4 percent were closed. Almost $159.9 million in losses had been paid, with 4,789 claims having closed with payment.
One thousand three hundred seventy-four claims closed without payment - 22.3 percent of reported claims.