Susan Cook-Williams, executive director for Habitat for Humanity, presented at Fulton Rotary Wednesday about the River City Habitat for Humanity program.
Habitat for Humanity recently found a lot of land in Fulton to begin building a house for a local Afghan family.
"The project we are doing in Fulton is definitely a new adventure for us. We're excited to be able to partner with Fulton to provide this family with a home to stay in for the next 30 years or more," said Cook-Williams.
A lot of families served are single women with children, she said.
River City Habitat for Humanity, which is a faith-based program, was launched in 1992 by local community and faith leaders. On its website, the organization recalls those leaders believed they could partner with low-income families to help them build decent, affordable housing with the goal of ending substandard housing in Jefferson City.
Over the past 30 years, River City Habitat for Humanity has built or refurbished 126 homes, Cook-Williams said.
The organization operates with a simple formula: a potential homeowner, with the help of volunteers, helps construct or rehabilitate the home. The homeowner can then buy the home through a zero-interest mortgage. The potential buyer must also attend classes in personal finances, home maintenance and other relevant topics to ensure they are capable of meeting the demands of home ownership.